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Mortgage Loans

  • September 19, 2014
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Our Mortgage Loan Options Include: Conventional Loan Programs We offer both Fixed Rate and Adjustable Rate Mortgage Loans (ARM’s) with varying terms. Government Loan Programs We offer FHA, VA, and USDA (RD) loans through each respective agency. CharterWest National Bank is considered one of the leading lenders in Nebraska to offer these government programs that allow low
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NIFA Loan

  • September 18, 2014
  • Mortgage Loan
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The Nebraska Investment Finance Authority (NIFA) loan program is designed for first-time home buyers that offers smaller or no down payment options. Qualifying NIFA loans must be insured by FHA, VA, USDA or Conventional Private Mortgage Insurance. Rates are typically lower than non-NIFA loans. Funds are not available for refinancing. More information can be found
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FHA Loan

  • September 18, 2014
  • Mortgage Loan
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An FHA (Federal Housing Administration) mortgage is a government-backed loan with more flexible lending requirements than those for Conventional loans. These loans will have higher mortgage insurance premiums and will require it to remain on the loan for longer periods of time, in some cases the life of the loan. FHA loans may be preferred
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