Archive

Mortgage Loans

  • September 19, 2014
  • 0 Comments
Our Mortgage Loan Options Include: Conventional Loan Programs We offer both Fixed Rate and Adjustable Rate Mortgage Loans (ARM’s) with varying terms. Government Loan Programs We offer FHA, VA, and USDA (RD) loans through each respective agency. CharterWest National Bank is considered one of the leading lenders in Nebraska to offer these government programs that allow low
Read More

Reverse Mortgages

  • September 18, 2014
  • Mortgage Loan
  • 0 Comments
A Reverse Mortgage is a loan that allows seniors 62 or older use the equity they’ve accumulated in their homes to borrow money. As long as the Reverse Mortgage is outstanding, no monthly payments are required. There are no income qualifications because the size of the loan depends on the applicant’s age, home value and
Read More

NIFA Loan

  • September 18, 2014
  • Mortgage Loan
  • 0 Comments
The Nebraska Investment Finance Authority (NIFA) loan program is designed for first-time home buyers that offers smaller or no down payment options. Qualifying NIFA loans must be insured by FHA, VA, USDA or Conventional Private Mortgage Insurance. Rates are typically lower than non-NIFA loans. Funds are not available for refinancing. More information can be found
Read More

Conventional Loans

  • September 18, 2014
  • Mortgage Loan
  • 0 Comments
Conventional loans are the most common for home buyers and borrowers. There are a wide variety of options available including both Fixed rate and Adjustable (ARM’s) with down payments as low as 3%. Fixed rate mortgages come with an interest rate that won’t change for the life of the loan and can be amortized over
Read More