Shari Barnhill | Nebraska Mortgage Loan Officer NMLS 217460

Whether you’re buying, selling, refinancing, or building your dream home, having the right loan specialist makes all the difference. With mortgage programs and market conditions changing often, you deserve a knowledgeable professional who can offer clear, timely, and accurate guidance. I’m here to help you confidently explore the financing options that fit your goals.

As a Lincoln native with more than 25 years of experience in banking and mortgage lending, my priority is helping you make the best decision for you and your family. I’m dedicated to providing a smooth, supportive experience and service that exceeds expectations.

At CharterWest, we offer a wide range of loan programs, so we should be able to find the right solution to meet your financial needs. I’m always here to help—feel free to reach out to me directly anytime.

Shari Barnhill
Mortgage Loan Officer | Nebraska
NMLS #217460
Phone: 402-202-6267
info@nebraskamortgageexpert.com

shari-barnhill-mortgage-loan-expert-nebraska — **I am your dedicated Nebraska Mortgage Expert**.
**Proudly lending in all 50 states.**

Frequently Asked Questions

Why should I work with a local Nebraska mortgage loan officer?

Local officers understand Nebraska’s market, property values, and community dynamics. We offer personalized service, flexibility, and quicker communication than big national lenders or online-only services.

How is working with CharterWest different from big banks?

CharterWest is a leading Nebraska lender for FHA, VA, USDA, and NIFA loans with competitive rates and local decision-making. You get personalized service from the same loan officer throughout the process, not call centers.

What’s included in a free pre-qualification?

We review your income, credit, debts, and goals to estimate your buying power and determine which loan programs fit best. It’s informal, no-obligation, and helps you shop with confidence before making offers.

How quickly can I get pre-approved?

With your documents ready (pay stubs, W-2s, bank statements), formal pre-approval typically takes 1-3 days. I work flexible hours and respond quickly to keep your home search moving forward.