Archive

Places Where Germs Hang Out

  • December 2, 2015
  • Mortgage Loan
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Bacteria is everywhere—and most people talk about it in terms of making sure your bathroom is kept germ free (if that’s ever possible). However, there are other places in the home to consider. Door Knobs and Light Switches Use disinfecting wipes. Kitchen Sponges Soak those in water with some lemon juice and then microwave for
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7 Questions to Ask when Checking into a Hotel

  • November 30, 2015
  • Mortgage Loan
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Not all hotel rooms are created equal. While some of the hotels that you find along the highway or near the airport have basically the same amenities, the rooms in boutique and higher-priced hotels are usually different. The hotel room you view online may not be the hotel room you get when you check in.
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Five Things to Never Put on Your Debit Card

  • November 25, 2015
  • Mortgage Loan
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You go to the checkout line and I’m sure the sales clerk has asked you, “debit or credit?” Using a credit card has its advantages over using a debit card. One is that if you have a “rewards” card, you built up points for future use. Another is that it’s easier to “dispute” a credit
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Have You Thought about a “Pet ID Card” for Your Wallet?

  • November 23, 2015
  • Mortgage Loan
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What if you went out to dinner one night and on the way home, you were in an auto accident? (Hope that it never happens to you.) How would anyone know if your pet is home alone?  Especially for an extended period of time? Well, you can now order “personalized pet ID wallet cards” with
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7 Common Misconceptions about Credit Reports

  • November 19, 2015
  • Mortgage Loan
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There are a lot of misconceptions about what information (about you) becomes part of your credit report. Some of it is “urban legend”—passed on from person to person—but not necessarily true.  So here are 7 of them that I’d like to clear up for you. MYTH – Your free credit report includes your credit score.
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