Archive

Five Things to Never Put on Your Debit Card

  • November 25, 2015
  • Mortgage Loan
  • 0 Comments
You go to the checkout line and I’m sure the sales clerk has asked you, “debit or credit?” Using a credit card has its advantages over using a debit card. One is that if you have a “rewards” card, you built up points for future use. Another is that it’s easier to “dispute” a credit
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Have You Thought about a “Pet ID Card” for Your Wallet?

  • November 23, 2015
  • Mortgage Loan
  • 0 Comments
What if you went out to dinner one night and on the way home, you were in an auto accident? (Hope that it never happens to you.) How would anyone know if your pet is home alone?  Especially for an extended period of time? Well, you can now order “personalized pet ID wallet cards” with
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7 Common Misconceptions about Credit Reports

  • November 19, 2015
  • Mortgage Loan
  • 0 Comments
There are a lot of misconceptions about what information (about you) becomes part of your credit report. Some of it is “urban legend”—passed on from person to person—but not necessarily true.  So here are 7 of them that I’d like to clear up for you. MYTH – Your free credit report includes your credit score.
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Jumbo Loans

  • September 18, 2014
  • Mortgage Loan
  • 0 Comments
Jumbo Mortgages are loans that allow you to exceed the conforming loan limit of $726,200. If you have a lower debt-to-income-ratio, good credit and a larger down payment, this may be the loan for you if you are looking to buy a high-priced or luxury home.
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