Archive

How to Save Money when Shopping for Car Insurance

  • January 16, 2016
  • Mortgage Loan
  • 0 Comments
Depending on the number of cars you or your family owns, auto insurance can be quite expensive—that is, if you don’t shop around every few years. Here are some tips from insurance experts to make sure you get maximum coverage at the lowest possible price. Multiple Insurance Companies Maybe your homeowners’ insurance provider is different
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10 Commandments When Applying for a Mortgage Loan

  • January 13, 2016
  • Mortgage Loan
  • 0 Comments
Thou shall not change jobs or become self-employed.   Thou shall not buy a car, truck or van unless you plan to live in it.   Thou shall not use your credit cards or let your payments fall behind.   Thou shall not spend the money you have saved for your down payment.   Thou
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What the Qualified Mortgage Rules Mean to You!

  • January 5, 2016
  • Mortgage Loan
  • 0 Comments
I’m pretty sure that within the last few months, you’ve either read about or heard the news about the “Qualified Mortgage Rules” that the Consumer Finance Protection Bureau (CFPB) has implemented to make sure that home loans (both purchase and refinance) meet certain criteria. Even if you are not in need of a mortgage loan
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Setting Up Hack-Proof Passwords

  • December 23, 2015
  • Mortgage Loan
  • 0 Comments
It’s a sad state of affairs—but millions of passwords have been stolen as recently as last week! So, someone did a study on HOW we choose our passwords in the first place… and here’s what NOT TO DO: • Don’t use the same password across multiple websites. • Don’t use security questions that anyone can
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There’s a Lot more to a Loan Officer than Interest Rates

  • December 16, 2015
  • Mortgage Loan
  • 0 Comments
I often get calls that start out by asking the same question: “What are your interest rates?” It reminds me of the time when a distant relative purchased a home. I quoted him an interest rate and when I called to follow up to see if he wanted to set up a loan application appointment,
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