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There’s a Lot more to a Loan Officer than Interest Rates

  • December 16, 2015
  • Mortgage Loan
  • 0 Comments
I often get calls that start out by asking the same question: “What are your interest rates?†It reminds me of the time when a distant relative purchased a home. I quoted him an interest rate and when I called to follow up to see if he wanted to set up a loan application appointment,
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How Color can affect how much You Spend

  • December 11, 2015
  • Mortgage Loan
  • 0 Comments
I’m sure you’ve always suspected this, but marketing experts say that people subconsciously associate specific colors with specific “messages.†Retailers have picked up on this and carefully choose colors in an effort to get you to spend more money. Here are 9 colors may affect your purchasing habits: Blue – It’s the color of “trustâ€
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Preparing Your Home for a Property Appraisal

  • December 7, 2015
  • Mortgage Loan
  • 0 Comments
You’ve sold your home. Or, you are thinking of refinancing your current mortgage. One of the things that the lender will require is a property appraisal.  While the actual appraisal inspection make take only an hour or two, the appraiser must go back to the office, do the research and write a 10- to 12-page
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Things You Should Never Post on Facebook/Social Media

  • December 4, 2015
  • Mortgage Loan
  • 0 Comments
Some information is just nobody’s business. People post tons of personal information about themselves online, including photos and email addresses to get free promotions or download discount coupons. Even if you correctly configure your “privacy settings,†your friend’s account could be hacked – which, in turn, affects you. Here are five things that the pros
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Places Where Germs Hang Out

  • December 2, 2015
  • Mortgage Loan
  • 0 Comments
Bacteria is everywhere—and most people talk about it in terms of making sure your bathroom is kept germ free (if that’s ever possible). However, there are other places in the home to consider. Door Knobs and Light Switches Use disinfecting wipes. Kitchen Sponges Soak those in water with some lemon juice and then microwave for
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